> For the complete documentation index, see [llms.txt](https://docs.lendbit.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lendbit.finance/introduction/long-term-goals.md).

# Long-term Goals

One of the long-term objectives of LENDBIT is to establish a decentralized credit score system. This system will curate and authenticate users' credit data both on-chain and off-chain, providing a reliable source of financial reputation that can be used across different financial ecosystems.