# Repayment Process Repaying your loan is straightforward on LENDBIT: * **Manual Repayment**: You can also manually repay the loan early to reduce interest costs or avoid liquidation risks. * **Collateral Return**: Once the loan is fully repaid, your deposited collateral is automatically unlocked and can be used to service loans, as collateral for other loans or withdrawn. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.lendbit.finance/borrowing-on-lendbit/repayment-process.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.