# Core Features * **Flexible Lending Pools**: Lenders can create lending pools that allow multiple borrowers to borrow from a single order. This flexibility empowers lenders to set personalized terms for different borrowers. * **Collateralized Borrowing**: Borrowers can access funds by depositing supported cryptocurrencies as collateral. They can borrow up to 80% of their collateral value. * **Marketplace for Lending and Borrowing**: A central marketplace allows users to browse, create, or service lending and borrowing orders. If no suitable order is available, users can create their own. * **Health Factor Monitoring**: The platform continuously monitors borrowers’ health factors, ensuring loans are managed according to risk thresholds and automatically triggering liquidations if necessary. * **Security via EIP2535 Diamond Standard**: LENDBIT is built using the Diamond Standard to ensure modular and scalable smart contract architecture. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.lendbit.finance/introduction/core-features.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.